A guarantee is only worth the business behind it. Plenty of installers advertise fifteen or twenty years. That figure means nothing if the company has stopped trading by year four. Forma’s position is a ten-year workmanship guarantee, and the business carries £5 million public liability cover throughout.
Cover 1

Workmanship Guarantee

This is mine. It covers the application itself — adhesion, finish quality and the integrity of the waterproofing where I installed it.

10 years, residential
2 years on commercial and high-traffic installations

Cover 2

Product Warranty

This is Viero’s, and it covers the materials rather than the labour. Keeping the two separate matters, because a product warranty is void if the system is installed incorrectly — which is precisely why approved installation is worth something.

Viero does not publish a fixed warranty period on the OLTRE system — their technical data sheets cover performance specification, not a consumer guarantee term. Get this in writing from Viero directly before quoting a figure to clients.

Insurance

Cover in place

Public liability£5,000,000
Employer’s liabilityNot applicable — sole trader, no employees
Certificate available on requestYes
DBS / vetting statusOptional — strong differentiator
Being Straight With You

What a guarantee does not cover

Every installer’s guarantee has limits. Publishing them is more reassuring than hiding them, because it shows you know where the real risks are.

  • Movement or failure originating in the substrate beneath the coating, where that substrate was not installed by me
  • Damage caused by impact, abrasive cleaners or unsuitable chemical products
  • Surfaces not maintained in line with the aftercare guidance provided at handover
  • Natural tonal variation inherent to a hand-applied finish, which is a characteristic of the material rather than a defect
  • Add any further exclusions

Questions about cover?

Ask before you appoint anyone — including me. It’s a reasonable thing to want in writing.

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